Industry and Market Insights

Insurance News & Insights

We like to give Insights and Developments within the insurance market to widen out clients' knowledge and understanding. This could be on regulation, product innovation, claims activity and the impact on premium rates both on a macro and local level.

In addition, we also welcome insights and developments in the asset management universe from third parties if relevant to our client base. If you would like to share information through our website please get in touch with

Silent Cyber & Crime Coverage | Confusion or Clarity? July 2020

Lloyd’s syndicates are required to clarify their position on ‘silent cyber’ in crime coverages from 1 July 2020 – but evidence to date suggests there is little consistency between insurers as to what that means in practice. Policyholders and their brokers therefore need to take care to avoid overly broad exclusions being applied, and ensure that appropriate crime cover is maintained.

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Claims insight, PI and crime sections, May 2020

As the world continues to adjust to the Covid-19 situation, we take a look at what the future may hold for professional indemnity policy wordings and claims. There are a number of key wordings points that were already becoming battlegrounds in a hardening market. Those issues will likely continue, as policyholders consider their cover and the claims they may face.

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Covid 19 Wordings

With growing concern how the current Covid 19 situation applies to sectors and areas of business, the D&O Liability insurance market is no different. We have written short reports on our Howden IMI wordings and in particular, the D&O Liability sections addresses this. ( Please note, applicable to the Howden IMI wording 15.3 and 14.3 only.) March 2020

Howden IMI 15.3 D&O Coverage Wording
Howden IMI 14.3 D&O Coverage Wording

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Market Insights

The Political Declaration: What does it tell us about the UK - EU future relationship?

On Sunday, 25 November 2018 the European Council convened to obtain Member State approval on both the draft Withdrawal Agreement ("WA") and the politcal declaration on the future relationship with the UK and the EU ("PD"). in due course the UK parliament will also need to approve both documents before the agreement can be ratified.

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